Risk Eligibility

  • Dwellings owned by individuals or entities for rental investment purposes
  • Locations that are leased on an annual or seasonal basis (seasonal risks are available for general liability only)
  • Owner-occupied buildings as long as one or more units are tenant occupied

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

  • Up to two losses or claims per coverage line incurred in the past three years

AVAILABLE LIMITS

  • Property values up to:
    • $1,000,000 in protection classes 1-8
    • $500,000 in coastal zones (excluding wind and hail coverage)
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000
  • Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit, not
  • available in AZ, GA, IL, MS, or VT)

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Permits or uses wood stoves, space heaters or temporary heating devices
  • In protection classes 9-10 (not eligible for property)
  • Rooming or boarding houses
  • Any swimming pools on premises
  • Student or subsidized residents
  • Property coverage for mobile homes
NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION.