Risk Eligibility

  • Risks with up to $1,000,000 in annual sales and $500,000 in annual payroll
  • Subcontracted costs up to 50 percent of annual sales*
  • More than 30 classes of business, including the following most common classes:

Contact an Underwriter at 877-742-9875

 NEW VENTURES ARE ELIGIBLE

  • In addition to the above classes, many others are eligible. Please contact your underwriter.
    • Refer to the General Contractor Hit Zone Product Underwriting Guide if subcontracted costs exceed 50*

SUBJECT TO UNDERWRITING REVIEW

  • Up to two losses or claims per coverage line incurred in the past three years

AVAILABLE LIMITS

  • General liability limits up to $1,000,000/$2,000,000
  • Excess general liability or umbrella up to $5,000,000

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Demolition work (other than incidental interior/non-structural work)
  • Use of subcontractors without obtaining certificates of insurance
  • New or renovation work at medical/surgical facilities or nursing homes/assisted living facilities
  • Involvement in new construction projects for apartments, condominiums, townhouses or tract homes
  • (five or more units)
  • Services performed in AK, CO, LA or WV in the past or during our policy term
NOTE: Ineligible risk characteristics include, but are not limited to those listed above.
CONTACT YOUR UNDERWRITER FOR MORE INFORMATION AT 888-523-5545 OR CLICK HERE TO FILE A SUBMISSION.