Risk Eligibility

  • Risks with up to:
    • $5,000,000 in annual sales per account
    • $500,000 in annual sales per stand
    • 40 stands
  • Street vendors, flea or farmers market operations, kiosks, stands, tables, booths, seasonal lots and tents
  • More than 60 classes of business, including the following most common classes:
    • Antiques
    • Electronics
    • Meats – dried or vacuum sealed
    • Appliances – household type
    • Fabric
    • Music or movies
    • Automobile supplies or accessories
    • Flowers
    • Newspapers or magazines
    • Beauty supplies
    • Fruits and vegetables
    • Nuts
    • Beverages
    • Food
    • Optical goods – nonprescription
    • Books, magazines, newspapers
    • Furniture
    • Paintings or pictures
    • Cameras and equipment
    • Gifts or novelties
    • Personalized items
    • Candy or confectionery
    • Grocery items
    • Pet supplies
    • Clothing or wearing apparel
    • Hot dogs
    • Printing supplies
    • Collectables and memorabilia (new)
    • Home accessory items
    • Shoes
    • Computer and equipment
    • Ice cream
    • Software
    • Cookies
    • Jewelry
    • Sporting goods
    • Cosmetics
    • Key cutting
    • Stationary
    • Drawings, paintings, photographs
    • Leather goods
    • Video
    • Electrical and lighting
    • Luggage and handbags
    • Water ice
  • New ventures are eligible

In addition to the above classes, many others are eligible. Please contact your underwriter.

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

Up to two losses or claims per coverage line incurred in the past three years

AVAILABLE LIMITS

      • Property values up to $3,000,000 in protection classes 1-8
      • Property values up to $500,000 in coastal zones (excluding wind and hail coverage)
      • Inland marine values up to $50,000 for stands and miscellaneous items
      • General liability up to $2,000,000 occurrence/$3,000,000 aggregate
      • Excess general liability or umbrella up to $5,000,000
      • Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit, not available in AZ, GA, IL, MS, VT or WI)

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

      • Leases premises to others
      • Is a franchisor
      • Ice cream trucks
      • Operates inside of an arena (can be considered under Restaurant/Fast Food Restaurant products)
      • Offers services such as coat check, shoe shine, teeth whitening or acupuncture
      • Operates inside an amphitheater, arena, ball park, concert hall, stadium or theatre with seating for more than 2,500

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION