Risk Eligibility

  • Risks with up to $3,000,000 in annual sales* and 5,000 square feet
  • Open 24 hours
  • Alcohol sales
  • Gasoline sales
  • Commercial cooking
  • Propane tank exchanges only
  • New ventures are eligible

*For risks with 75 percent or more liquor sales, see the Retail Liquor Store Hit Zone Product Underwriting Guide.

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

Up to one loss or claim per coverage line incurred in the past three years

AVAILABLE LIMITS

  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Liquor liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000
  • Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit, not available in AZ, GA, IL, MS, VT or WI)

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Propane filling station
  • Auto repair or car wash operations
  • Located in AK, LA or WV

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION