Risk Eligibility

  • Risks with up to:
    • 20 employees
    • 50 percent floor waxing
    • 25 percent of annual sales from operations involving landscaping, lawn maintenance, carpet cleaning and window cleaning (combined)
  • Services performed at residential, office or mercantile locations (including retail stores, restaurants, theaters, arcades, or banks) only.
  • Subcontracting costs representing up to 25 percent of total annual sales

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

Up to two losses or claims per coverage line incurred in the past three years

AVAILABLE LIMITS

  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000
  • Property damage extension and inland marine coverage on an optional basis

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Handles infectious waste or hazardous materials
  • Involves insurance claim response, water removal/extraction, mold remediation or hood/duct cleaning
  • Performs cleaning operations at mercantile establishments while open for business
  • Services performed in AK, LA or WV
  • Operations involving painting, plumbing, carpentry or other “handyman” operations

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION