Risk Eligibility

  • Risks with up to 100,000 square feet per location
  • Applicant is the owner of all properties
  • No structural renovations ongoing or planned during our policy term
  • Any building height (over seven stories must have full sprinkler system)

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

Up to one loss or claim per coverage line incurred in the past three years

AVAILABLE LIMITS

  • Property values up to:
    • $3,000,000 in protection classes 1-8
    • $1,000,000 in protection classes 9-10
    • $500,000 in coastal zones (excluding wind and hail coverage)
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000
  • Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit, not available in AZ, GA, IL, MS, VT or WI)

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Commercial tenants not required to carry their own insurance and certificate of insurance confirming coverage not obtained by owner or property manager
  • Tenant operations include a hospital, nursing home, assisted living facility, elderly care facility, health care facility or residential exposure
  • Located in AK, LA or WV

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION