Risk Eligibility

  • Retail liquor stores, beverage distributors, delicatessens, grocery stores, beer distributors and liquor manufacturers
  • New ventures
  • Stores that deliver alcohol or offer sampling/tasting of alcohol
  • 24-hour operations
  • Sale of alcohol ends at the state (or local ordinance) mandated time

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

Up to one claim or two violations (provided applicant has at least five years in business and has taken appropriate preventative measures)

AVAILABLE LIMITS

  • Liquor liability limits up to $1,000,000 each common cause/$2,000,000 aggregate
  • Can be written monoline or as part of a package*

*For general liability and property coverage, see the Commercial Lines Retail Liquor Store Product Underwriting Guide

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Permits employees to consume alcohol during their hours of service
  • No liquor license if one is required
  • Located in AL, AK, IL, IA, LA, MS, OR, RI or WV

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION