Risk Eligibility

  • Risks with up to 500 employees (part-time and seasonal count as half each)
  • Target classes (including, but not limited to):
    • At-risk youth facility
    • Economic development corporation
    • Nursing home
    • Boys & Girls Club
    • Environmental group
    • Performing arts organization
    • Chamber of commerce
    • Foundation
    • Private school
    • Charter school
    • Health care provider
    • Professional association
    • Church/Temple/Synagogue
    • Humane society
    • Social service organization
    • Community/Civic center
    • Library
    • Substance abuse center
    • Country club
    • Low income housing
    • Trade association
    • Day care center
    • Membership organization
    • YMCA/YWCA
    • Developmentally disabled facility
    • Museum
    • Youth sports association
  • New ventures are eligible

In addition to the above classes, many others are eligible. Please contact your underwriter.

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

  • Up to two directors & officers or employment practices liability claims or circumstances in the past five years

AVAILABLE LIMITS

  • Directors & officers up to $5,000,000
  • Data breach, identity theft, workplace violence and kidnap expenses sublimit included at $50,000 for each coverage
  • Employment practices liability up to $5,000,000 (limit cannot exceed directors & officers limit)
  • Fair Labor Standards Act (FLSA) sublimit included at $100,000*

RETENTION

  • Directors & officers starts at $0
  • Employment practices liability starts at $0

*Not available in CA, FL and MO

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Located in LA
  • The following classes of business:
    • 911
    • Activist group
    • Adoption agency
    • Better Business Bureau
    • Church governing body
    • Credit reporting/counseling
    • College/University
    • Foster care
    • Gaming commission
    • Hospital
    • Legal bar association
    • Municipality
    • Public school
    • Redevelopment organization
    • School district
    • Tax and health district
    • Third party administrator
    • Union

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION