Risk Eligibility

  • Risks with up to $3,000,000 in annual sales and 25,000 square feet per location
  • More than 50 classes of business, including the following most common classes:
    • Accountants
    • Draftsmen
    • Mailing service
    • Advertising agencies
    • Genealogist
    • Management consultant
    • Answering services
    • Grant writing service
    • Marketing research
    • Appraisers
    • Human resource consultant
    • Marketing consultant
    • Background check services
    • Insurance agencies
    • Medical offices
    • Bill payment service
    • Insurance risk manager
    • Medical manuscript services
    • Bookkeepers
    • Investment advisors
    • Mortgage brokers
    • Calligraphy
    • Inventory control specialist
    • Notaries
    • Database management
    • Lawyers
    • Title agents
    • Desktop publishing
    • Loan origination offices
    • Travel agencies

In addition to the above classes, many others are eligible. Please contact your underwriter.

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

Up to two losses or claims per coverage line incurred in the past three years

AVAILABLE LIMITS

  • Property values up to:
    • $5,000,000 in protection classes 1-8
    • $1,000,000 in protection classes 9-10
    • $500,000 in coastal zones (excluding wind and hail coverage)
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Professional liability up to $25,000/$50,000 (on select classes)
  • Excess general liability or umbrella up to $5,000,000
  • Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit, not available in AZ, GA, IL, MS, VT or WI)

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Franchisor
  • Artisan or general contracting offices
  • Retail or wholesale operations
  • Direct importing of products
  • Physical rehabilitation services, abortion clinics, birthing centers, medical cannabis or research laboratories
  • Located in AK, LA or WV

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION