Risk Eligibility

  • Risks with up to 500 attendees
  • One-day weddings (additional days permitted for rehearsal dinner, set-up and take-down)
  • Applicants who host the event (will have a caterer or professional bartender serving the alcohol)
  • For applicants not in the business of selling, serving or furnishing alcoholic beverages and who have not purchased a liquor license for the event

Note: Applicants ineligible for our Wedding Plus product may still be eligible for our Main Event product. See the Product Underwriting Guide for more details

Contact an Underwriter at 877-742-9875

AVAILABLE LIMITS

  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Liquor liability up to $1,000,000 each common cause/$2,000,000 aggregate
  • Sublimits included:
    • $1,000 for lost deposits with optional limits up to $10,000
    • $1,000 for damage to bride’s or groom’s attire with optional limits up to $10,000
  • Sublimits available up to:
    • $50,000 for cancellation coverage
    • $10,000 for wedding photography/videos
    • $10,000 for special jewelry
    • $10,000 for wedding gifts

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Features firearms/fireworks or water hazards
  • Host liquor liability not available in AL, IA, MS, OR or RI
  • Located in AK, LA or WV

Note: Ineligible risk characteristics include, but are not limited to those listed above

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION