Risk Eligibility

  • Up to $3,000,000 in annual revenues and 1,000 active members
  • Target classes (including, but not limited to):
    • Booster clubs
    • Chambers of commerce
    • Charitable organizations
    • Foundations
    • Fundraising organizations
    • Parent teacher organizations
    • Trade associations

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

  • Up to two losses or claims per coverage line in the last three years

AVAILABLE LIMITS

  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate (special events can be included)
  • Property values up to:
    • $3,000,000 in non-coastal zones (protection class 1-8)
    • $1,000,000 in non-coastal zones (protection class 9-10)
    • $500,000 in coastal zones (wind and hail restrictions apply)
  • Nonprofit directors & officers liability and employment practices liability limits up to $5,000,000

DEDUCTIBLE/RETENTIONS

  • General liability – $0
  • Property – $500
  • Nonprofit directors & officers liability and employment practices liability starting at $0

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Risks without a functioning smoke detector in all common areas
  • Has aluminum or knob and tube wiring
  • Wiring not 100 percent connected to functional circuit breakers
  • Located in AK, LA or WV

NOTE: Many classes may still be eligible for our Nonprofit Directors & Officers Liability/Employment Practices product.

Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION