Risk Eligibility

  • Vacant buildings, vacant leased space or vacant condominium units
  • 100 percent vacant*
  • Risks with up to:
    • 250,000 square feet per location
    • 500 acres of land
  • Ability to consider 3, 6, 9 and 12-month policy terms and to extend short-term policies by endorsement
  • No restriction on length of vacancy

*See Partially Vacant Building Hit Zone Product Underwriting Guide

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

  • Risks undergoing renovations
  • Up to two losses or claims per coverage line incurred in the past three years

AVAILABLE LIMITS

  • Property values up to:
    • $3,000,000 in protection classes 1-8
    • $1,000,000 in protection classes 9-10
    • $500,000 in coastal zones (excluding wind and hail coverage)
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Excess general liability or umbrella up to $5,000,000

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Currently damaged (fire or otherwise)
  • Not locked and fully secured from unauthorized entry
  • Undergoing structural renovations
  • Tenants have been evicted from the premises within the past 60 days or are in the process of being evicted
  • Plans for demolition during or after our policy term
  • Swimming pools on the premises
  • Located on a farm or in AK, LA or WV

Note: Ineligible risk characteristics include, but are not limited to those listed above

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION