Risk Eligibility

  • Sports organizations, leagues, clinics and camps with participants up to age 18
  • Target sports (including, but not limited to):
    • Baseball
    • Golf
    • Swimming
    • Basketball
    • Lacrosse
    • Tennis
    • Football (participants 14 years of age
    • and under)
    • Soccer
    • Volleyball
    • Golf
    • Softball

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

  • Up to two losses or claims per coverage line in the last three years

AVAILABLE LIMITS

  • General liability up to $1,000,000 occurrence/$3,000,000 aggregate (including spectator and participant liability)
    • Abuse and molestation up to $1,000,000/$1,000,000
    • Assault and battery sublimit of $50,000
  • Property values up to:
    • $3,000,000 in non-coastal zones (protection class 1-8)
    • $1,000,000 in non-coastal zones (protection class 9-10)
    • $500,000 in coastal zones (wind and hail restrictions apply)
  • Inland marine up to $500,000 ($25,000 maximum value per scheduled item)
  • Nonprofit directors & officers liability and employment practices liability limits up to $5,000,000

DEDUCTIBLE/RETENTIONS

  • General liability – $0
  • Property – $1,000
  • Nonprofit directors & officers liability and employment practices liability starting at $0

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • High hazard/contact sports, including but not limited to karate, martial arts, boxing, gymnastics, wrestling and diving
  • School sponsored sports/teams
  • National/International travel or any trips by plane
  • Parents or guardians not required to sign waivers of liability/release forms
    • Background checks not performed on all employees and volunteers
    • No code of conduct/zero tolerance policy in place
    • Swimming pool either owned, leased or operated
  • Sexual or physical abuse claims or incidents
  • Located in AK, LA or WV

NOTE: Many classes may still be eligible for our Nonprofit Directors & Officers Liability/Employment Practices product.

Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT YOUR UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION