Risk Eligibility

  • New and used equipment owned or leased on a long-term basis
  • Targeted operations include (but are not limited to):
    • Farming
    • General contractors
    • Grading/paving/excavation
    • Landscapers
    • Plumbing
    • Sand and gravel haulers

In addition to the above classes, many others are eligible. Please contact your underwriter.

Contact an Underwriter at 877-742-9875

File a Submission

SUBJECT TO UNDERWRITING REVIEW

Up to one loss of no more than $5,000 incurred in the past three years

AVAILABLE LIMITS

  • Up to:
    • $1,000,000 per total schedule*
    • $500,000 per total schedule in coastal zones**
    • $150,000 per individual scheduled item
    • $15,000 in miscellaneous tools and equipment
  • $25,000 or $50,000 for rented/leased equipment

*All risk Inland Marine coverage form including wind and theft coverage

**Flood and earthquake coverage at full policy limit automatically included (excluding coastal zones)

  • MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Leased, loaned or rented to others
  • Licensed for over-the-road use
  • Cranes, draglines, conveyors or equipment for logging, custom harvesting, rigging, underground, mining, rock drilling, rock crushing, or dredging
  • Construction on the water
  • Located in AK, HI, LA or WV

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION