Risk Eligibility
- Dwellings owned by individuals or entities for rental investment purposes
- Locations that are leased on an annual or seasonal basis (seasonal risks are available for general liability only)
- Owner-occupied buildings as long as one or more units are tenant occupied
Contact an Underwriter at 877-742-9875
SUBJECT TO UNDERWRITING REVIEW
- Up to two losses or claims per coverage line incurred in the past three years
AVAILABLE LIMITS
- Property values up to:
- $1,000,000 in protection classes 1-8
- $500,000 in coastal zones (excluding wind and hail coverage)
- General liability up to $1,000,000 occurrence/$2,000,000 aggregate
- Excess general liability or umbrella up to $5,000,000
- Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit, not
- available in AZ, GA, IL, MS, or VT)
MOST COMMON INELIGIBLE RISK CHARACTERISTICS
- Permits or uses wood stoves, space heaters or temporary heating devices
- In protection classes 9-10 (not eligible for property)
- Rooming or boarding houses
- Any swimming pools on premises
- Student or subsidized residents
- Property coverage for mobile homes
NOTE: Ineligible risk characteristics include, but are not limited to those listed above.
CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION.