Risk Eligibility
- Risks with up to 500 employees (part-time and seasonal count as half each)
- Target classes (including, but not limited to):
- Ambulance service – private
- Daycare center – commercial
- Printer/publisher
- Architect/Engineer
- Doctor/Dentist*
- Property manager*
- Artisan contractor
- Fitness center
- Real estate agency*
- Assisted living
- Home health care service*
- Recreation/Membership organization
- Auto dealer*
- Hotel/motel
- Restaurants – fast food
- Bank* (U.S. owned)
- Insurance agents
- Retail store
- Business services
- Insurance company*
- Sales/Distributor
- Camp
- Janitorial/Maintenance
- Supermarket
- Consultants
- Law firm (< 50 employees)
- Transportation/Trucking
- Country club*
- Manufacturer
- Travel agent
- Credit operation*
- Nursing home*
- Veterinary clinic
- New ventures are eligible
* Not eligible for third party coverage option
In addition to the above classes, many others are eligible. Please contact your underwriter.
Contact an Underwriter at 877-742-9875
SUBJECT TO UNDERWRITING REVIEW
AVAILABLE LIMITS
- Employment practices liability up to $5,000,000
- Fair Labor Standards Act (FLSA) sub-limit included at $100,000**
RETENTION
- Employment practices liability starts at $1,000
**Not available in CA and FL
MOST COMMON INELIGIBLE RISK CHARACTERISTICS
- Located in LA or WV
- The following classes of business:
- Adult entertainment
- Agricultural/Farms
- Bar/Tavern
- Colleges and Universities
- Companion care services (live in)
- Day care center – residential
- Entertainment industry (radio, television, film)
- Garment maker
- General contractors/construction
- Government agencies
- Hospitals
- Personal staff/Family trust
- Public schools/School districts
- Restaurant – full service
- Stock brokerage/SEC firms
- Unions
- Venture capital management
Note: Ineligible risk characteristics include, but are not limited to those listed above.
CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION