Risk Eligibility
- Risks with up to 100 employees
- Medical professionals
- Target classes (including, but not limited to):
- Acupuncturist
- Internal medicine specialist
- Physical therapist
- Allergy specialists
- Med spa
- Plastic/Cosmetic surgeon*
- Chiropractor
- MRI/Imaging center
- Podiatrist
- Dentist/Orthodontist
- OB/GYN*
- Psychologist/Psychiatrist*
- Dermatologist
- Otolaryngologist (ENT)
- Sleep disorder clinic
- General practitioner
- Pediatric specialties
- Surgeon/Surgical center
- New ventures are eligible
In addition to the above classes, many others are eligible. Please contact your underwriter
* Not eligible for third party harassment or defense for allegations of patient molestation
Contact an Underwriter at 877-742-9875
SUBJECT TO UNDERWRITING REVIEW
- Up to two employment practices claims or circumstances in the past five years
- Past or future plans for downsizing, layoffs, mergers or acquisition activities
AVAILABLE LIMITS
- Employment practices liability up to $5,000,000
- Fair Labor Standards Act (FLSA) included at $100,000 in most jurisdictions
- Patient molestation (defense only) included at $250,000 for eligible classes
RETENTION
- Employment practices liability starts at $2,500
* Not eligible for third party harassment or defense for allegations of patient molestation
MOST COMMON INELIGIBLE RISK CHARACTERISTICS
- Any past patient molestation claim or third party discrimination claim in the past five years
- Located in LA or WV
- Classes of business:
- Doctor/Dentist association
- Home health care
- Hospital
- Substance abuse treatment, rehabilitation or counseling center
- Medical management companies/Professional employment organizations
- Abortion clinics
NOTE: Ineligible risk characteristics include, but are not limited to those listed above.
CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION