Risk Eligibility
- Risks with up to 500 employees (part-time and seasonal count as half each)
- Target classes (including, but not limited to):
- At-risk youth facility
- Economic development corporation
- Nursing home
- Boys & Girls Club
- Environmental group
- Performing arts organization
- Chamber of commerce
- Foundation
- Private school
- Charter school
- Health care provider
- Professional association
- Church/Temple/Synagogue
- Humane society
- Social service organization
- Community/Civic center
- Library
- Substance abuse center
- Country club
- Low income housing
- Trade association
- Day care center
- Membership organization
- YMCA/YWCA
- Developmentally disabled facility
- Museum
- Youth sports association
- New ventures are eligible
In addition to the above classes, many others are eligible. Please contact your underwriter.
Contact an Underwriter at 877-742-9875
SUBJECT TO UNDERWRITING REVIEW
- Up to two directors & officers or employment practices liability claims or circumstances in the past five years
AVAILABLE LIMITS
- Directors & officers up to $5,000,000
- Data breach, identity theft, workplace violence and kidnap expenses sublimit included at $50,000 for each coverage
- Employment practices liability up to $5,000,000 (limit cannot exceed directors & officers limit)
- Fair Labor Standards Act (FLSA) sublimit included at $100,000*
RETENTION
- Directors & officers starts at $0
- Employment practices liability starts at $0
*Not available in CA, FL and MO
MOST COMMON INELIGIBLE RISK CHARACTERISTICS
- Located in LA
- The following classes of business:
- 911
- Activist group
- Adoption agency
- Better Business Bureau
- Church governing body
- Credit reporting/counseling
- College/University
- Foster care
- Gaming commission
- Hospital
- Legal bar association
- Municipality
- Public school
- Redevelopment organization
- School district
- Tax and health district
- Third party administrator
- Union
NOTE: Ineligible risk characteristics include, but are not limited to those listed above.
CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION