Risk Eligibility

  • Risks with revenues up to $15,000,000
  • We write most consulting classes outside of architects, engineers and lawyers including:
    • Accident reconstructionist
    • Expert witness
    • Notary
    • Advertising agency
    • Forensic investigator
    • Photographer
    • Background check service
    • Grant writing service
    • Private investigator*
    • Billing service
    • Graphic designer
    • Process server*
    • Claims adjuster
    • Green building consultant*
    • Property preservationist*
    • Coaching service
    • Human resource consultant
    • Public relations consultant
    • Compliance consultant
    • Insurance inspector
    • Seminar conductor
    • Court reporter
    • Insurance risk manager
    • Social security representative
    • Damage appraiser
    • Interior designer
    • Tax preparer/Bookkeeper
    • Document destruction service
    • Interpreter
    • Training specialist
    • Educational consultant
    • Landscape architect*
    • Tour operator*
    • Employment agency
    • Management consultant
    • Travel agent
    • Energy consultant
    • Marketing consultant
    • Tutor*
    • Event/Meeting planner*
    • Mortgage field inspector
  • New ventures are eligible

* Not eligible for Preferred Package

In addition to the above classes, many others are eligible. Please contact your underwriter.

Contact an Underwriter at 877-742-9875

SUBJECT TO UNDERWRITING REVIEW

  • Up to two errors and omissions claims or circumstances in the past five years

AVAILABLE LIMITS

  • Errors and omissions up to $5,000,000
  • General liability available at $1,000,000/$2,000,000
  • Business personal property up to $250,000
  • Business income up to $50,000
  • Hired and non-owned auto up to $1,000,000
  • Excess general liability up to $5,000,000

DEDUCTIBLES

  • Errors and omissions as low as $0

NOTE: Preferred package liability deductible is $0 with property deductibles starting at $500

MOST COMMON INELIGIBLE RISK CHARACTERISTICS

  • Located in LA
  • The following classes of business:
    • Architect/engineer
    • Attest and audit services (financial)
    • Attorney
    • Construction manager
    • Environmental consultant
    • Escrow agent
    • Franchisor
    • Freight forwarder
    • Funeral director
    • Home inspector
    • Investment banker/stockbroker
    • Mortgage broker
    • Payroll processors
    • Third party administrator
    • Title agent/abstractor
    • Trustee

NOTE: Ineligible risk characteristics include, but are not limited to those listed above.

CONTACT AN UNDERWRITER FOR MORE INFORMATION AT 877-742-9875 OR CLICK HERE TO FILE A SUBMISSION